Mashkatul Arif Chowdhury

Place of Posting : Corporate Branch (Credit Division)

Position Held : First Executive Officer (Promoted Jan 2021)

Posting Duration : June, 2018 to Till date

Key Responsibilities:

o Maintain effective relationship with the clients and try to meet their urgency with consultation to Head Office as well as to protect Bank’s interest.

o Prepare and analyze all types of Credit Proposal (Credit Memorandum) for approval of Branch Authority and Head Office.

o Maintain all types of correspondence with the client to provide any credit facility, renewal/enhancement of existing credit facility, timely submission of stock report, up-to-date insurance policy and to regular documentation formalities, if required.

o Reply the query to Head Office of any proposal and discuss with them at the time of assessing credit proposal for taking lending decision.

o Ensure compliance of sanction terms, security documentation, timely recovery of installments in case of term loan and regular transaction in the account in case of continuous loan.

o Follow-up and supervising end-use of credit facility and maintain effective relationship with the customer.

Preparation of periodical statements as required by Head Office as well as Bangladesh Bank.

Place of Posting : Corporate Branch (General Banking Department)

Position Held : First Executive Officer (Promoted Jan 2021)

Key Responsibilities:

· Asset Liability Management for the Branch

· Preparing Budget for Branch Income & Expenditure

· Calculating Deprecation of Fixed Assets of the Branch

· Preparing periodical statements as required by Head Office as well as Bangladesh Bank.

· Opening of various Accounts and maintenance of A/c opening forms

· Issuance of Cheque Books, Pay Orders, Demand Drafts, T.T. etc.

· Maintaining correspondence with customers as and when required.

· Encasement, premature encasement of different types of account like FDR, MSS, etc.

Maintaining correspondence with all departments, Other commercial banks as well as Bangladesh Bank.

Place of Posting : Corporate Branch (General Banking Division)

Position Held : Senior Officer

Key Responsibilities:

o Procurement & management of Insurance policies.

o Procurement & management of vehicle of banks transportation pool.

o Management of branch inauguration related bills.

o Management of MICR Cheque related works.

o Procurement & management of Photocopy machine

o Procure bills of banks furniture, generator etc.

Professional Workshop & Training:

• Credit Appraisal & Finance - SBAC Training Institute
• Orientation on Banking Operation - SBAC Training Institute
• Anti Money Laundering & Terrorism Financing - SBAC AML Department Training Institute
• Foreign Currency Accounts & Remittance - SBAC Training Institute

Key Responsibilities:

· Preparing training materials and aiding the trainers to conduct the training.

· Evaluating trainees’ performance and taking measures to solve problems

Learning:

· Had the opportunity to work with the Product Management Department.

· Opportunity to learn about their promotional activities.

· To know about their Branding procedure.

To know about their business development procedure.