Abu Taher Mohammad Monzurul Hassan

• Ensure entire Branch Banking Operation (General Banking & Credit) by providing excellent services to the customers as per Banking norms and Guidelines.
• Perform duty as Branch Ant-Money Laundering Compliance Officer (BAMLCO).
• Follow-up day to day all business transactions and proper maintenance of documentations & vouchers, all kinds of register book and other related documents for satisfactory audit result.
• Monitor processing of loan applications, credit investigations and repayment of Overdue.
• Compliance with regulatory guidelines & internal policies, etc.
• Ensure on time submission of all relevant statements to Regulatory Bodies and Head Office.
• Generate new business by identifying potential customers and assist to Branch Manager for develop growth strategies and plans for achieve business target both for Assets and Liabilities.
• Communicate with all the clients, Head Office and other relevant authorities to ensure smooth operation with best banking services.

• Drafted all policy, guidelines and circulars of General Banking & Operational issues.
• Monitored the audit objections for compliance and followed the Off-site Supervision of the branches.
• Scrutinized income & expenses, monitored the unadjusted A/C (sundry deposits, suspense & DAD A/C), reconciled the General & Inter-branch settlement A/C) and review of dormant/inoperative A/C.
• Prepared or obtained the diverse report from the source to reduce operational risk and ensure smooth banking and delivered to the Bank’s Higher Management and the regulators when as required.
• Noticed the branch control mechanism as per the bank’s policy and regulator’s guidelines.
• Maintained the different MIS relating to the branches and Operational issues.
• Coordinated to the Branches / Head Office related to the General Banking and Operational requirement and ensure timely delivered the decisions as per the guidelines and practices.
• Communicated with Bangladesh Bank (BB) and Election Commission (EC) on-demand.

• Handled cash management and settlement of unclaimed deposits (above 10 years) as per the regulatory guidelines, and executed higher deposit rates in CBS and reconciliation of the same.
• Prepared the schedule of charges and processed for waiver of charges when required.
• Submitted the regulatory reporting to Bangladesh Bank and other regulatory authorities on demand.
• Analyzed and processed branches' requests for approval, i.e. Maintenance of other bank accounts, expenditure, key holding arrangements, issuance of duplicate security instruments, lien marking of security instruments, legal matters, and any problems arising from the daily operation.
• Prepared business reports (especially for loss-incurring branches) to be delivered to the management.
• Any other works assigned by the Head of Division from time to time.

• Supported the branches regarding banking procedure (General Banking, Currency Mgt., Security Mgt., BEFTN, BACH, Locker Service, Core Banking System. etc.).
• Analyzed and processed of Branch’s various requests for approval i.e. deceased account’s disposal, Pre-mature encashment of Term deposit, Confirmation of Charging on financial instrument, verification of Bank’s provided documents, donation or expenses, Sanchaypatra management, issuance of duplicate security instrument & locker key and Holiday banking etc.
• Prepared different Forms (A/C Opening & others) & management of loss of financial instrument.
• Provided information (along with document) against quarries of The Anti-Corruption Commission (ACC), The National Board of Revenue (NBR) in assistance of branches.
• Resolved the customer’s demand under Central Customer Service & Complain Mgt. Cell.

• Reviewed the credit proposal, i.e. SME and retail credit facilities were evaluated for their financial status, creditworthiness, etc. For the lending decision.
• Scrutinized the risk factors and processed for disbursement after the documentation.
• Constantly monitored the loan portfolio to regularize the repayment through maintaining MIS.
• Prepared all the relevant statements and submitted them on time to the regulator when required.
• Adhere to credit policy and guidelines for compliance.
• Prepared all the relevant statements and submitted them on time to the regulator when required.
• Marketed the bank’s products and services by offering to the potential customers.

• Reviewed the credit proposal, i.e. Corporate, SME, Retail, and Defense credit facilities were evaluated for their financial status, creditworthiness, etc. For the lending decision.
• Scrutinized the risk factors and processed for disbursement after the documentation.
• Constantly monitored the loan portfolio to regularize the repayment through maintaining MIS.
• Prepared all the relevant statements and submitted them on time to the regulator when required.
• Adhere to credit policy and guidelines for compliance.
• Prepared all the relevant statements and submitted them on time to the regulator when required.
• Marketed the bank’s products and services by offering to the potential customers.

• Performed the branch level jobs under the Financial Control & Accounts Department (FCAD) i.e. compensation management for employees, executed the expense & financial dealings, prepared annual budget, checked transnational vouchers & reconciled all Head Accounts with General Ledger (GL) and Balance Sheet, maintained fixed asset schedule & expenditure records and reviewed all Statement i.e. Statement of Affairs, Income & Expenditure etc. as an “In-charge”.
• Prepared all the relevant statements and submitted them on time to the regulator when as required.
• Assigned by the Head as “Cluster Associate” to look at 08 (eight) branches’ activities.
• Performed all the branch’s administrative jobs when as required.

• Communicated with the concerned department / division to assess the training requirements.
• Conducted workforce development programs for constructing efficient human resources in coordination with the Human Resource Division & other relevant Divisions.
• Prepared Academic Calendar regarding Training / Workshop for the individuals and teams.
• Reviewed the training materials and delivered them to the participants when as required.
• Organized all the special Training program instructed by the different Regularity Authorities.

• Scrutinized and processed (documentation, issuance, lodgment and realization etc.) of the Letter of Credit (LC) including financial transactions and performed the relevant workings (amendment for discrepancies, Pre-shipment inspection etc. according to UCPDC, URR, ISBP, Country’s law etc.
• Disbursement, Maintenance and Adjustment of import related loans.
• Executed all regularity reporting (Bangladesh Bank Online L/C monitoring System) and maintained relevant MIS for monitored the overdue import bills for regularization and reconciled the import portfolio as per guidelines in coordination with the concerned department / division and ensured service excellence to the clients.
• Timely prepared and provided Regulatory reporting.
• Handled the SWIFT Operations.

• Performed as Clearing House representative for collecting deposit through Outward Clearing Cheque and made the other banks payment through honoring the Inward Clearing Cheque.
• Performed Inter-branch transactions for balancing with Head Office & other branches etc.
• Handled all On-line Transactions & fund transfers and completed all computerized transactions.

• Reviewed the credit proposal i.e. Retail and Credit facility and evaluated their financial status, creditworthiness etc. for the lending decision.
• Scrutinized the risk factors and processed for disbursed after the documentation.
• Constantly monitored the loan portfolio to regularize the repayment through maintaining MIS.
• Prepared all the relevant statements and submitted them on time to the regulator when as required.
• Adhere to credit policy and guidelines for compliance.
• Prepared all the relevant statements and submitted them on time to the regulator when as required.
• Marketed the bank’s products and services by Offering to the potential customers.

• Hunted prospective customers and offered banking products as per the customer’s requirement.
• Procured and processed new business i.e. Home / Auto Loan / personal Loan and Credit Card etc.
• Communicated with the existing customers for future reference to sell products.

Served after-sales service to the customers when required.

• Overseen the administrative functions and maintained all functional MIS.
• Prepared administrative budget and ensured cost control & record keeping system.
• Managed fixed asset and supervised event management activities.
• Organized recruitment, orientation, training and talent management.
• Supervised attendance & leave management, disciplinary actions and other HR related issues.