Summary
Overview
Work History
Education
Skills
References
Accomplishments
Training
Disclaimer
Timeline
Generic
A.K.M Niaz Hasan

A.K.M Niaz Hasan

Branch Manager
Narayangonj,Dhaka

Summary

Result oriented Branch Manager with over 18 years experienced in Banking Industry. Skilled in managing and developing in different private commercial banks, with having expertise in Retail Banking, Branch Banking, Branch Management, Crisis management, Cash management, Fund management, business growth, cost minimization and profit maximization. I was responsible for critical support to the Managing Director, Senior Management Team, Treasury Division and other team members of the bank and undertake high-level administrative functions to ensure the daily smooth functioning of the day to day banking operations executed with high quality customer service carried out effectively and efficiently as per Bangladesh Bank guide line.

Overview

6
6
years of professional experience
1
1
Language

Work History

Senior Executive Officer

Padma Bank Ltd
08.2020 - 10.2020
  • Create a inspiring team environment with an open communication culture.
  • Plan and formulate strategy to achieve the budget.
  • Ensure departmental efforts are coordinated in meeting customer requirements.
  • Take a consultative approach to understand client’s objectives, effectively identifies their financial needs.
  • Functional responsibilities and mobilize new business and cross sell Bank’s products.
  • Corporate Liability & Bizz Marketing Division

Branch Manager & Senior Executive Officer

Padma Bank Ltd
04.2015 - 08.2020
  • Expertise in branch management and crisis management.
  • Procured corporate deposits from Titas gas Transmission and Distribution PLC, Dockyard Engineering Works Ltd, Narayongong, Bangladesh, Security Print Press, Ghorashal Fertilizer Factory, Polli Biddut Narayangong-2, Progati Insurance Ltd, Bangladesh Handloom Board etc.
  • Opened bill collection account and pre-paid card bill of Polli Biddut Narayangong-2 in 2016.
  • Procured all kind of retail and corporate deposit to strength the Banks deposit growth.
  • Cash remitted to Head Office, Treasury Division along with different Branches in Dhaka City to meet up daily cash of the Bank from 2015 to 2020.
  • Ensure all business transactions are in compliance with regulatory requirements.
  • Maintain a high-quality portfolio as per the banks risk appetite and achieve or exceed business targets and cost minimization, profit maximization.
  • Smooth functioning of the day to day banking operations with high quality customer service as per Bangladesh Bank guide line.
  • Oversee branch employee development through proper learning initiatives & train the new employee as per banking norms and circulars.
  • Ensure business risks and controls are well managed.
  • Excellent client base for Corporate, SME & retail business.
  • Capable to achieve Branch Profitability i.e. accountable for achieving set targets of assigned team in terms of Assets and Liabilities through quality business booking and nurturing customer relationship and thus maintaining a healthy portfolio for the branch.
  • Capable to work with Senior Management, CRM, CAD and other department. to ensure that the credit requests and other facilities are correctly prepared in accordance with Bank Policies.
  • Excellent relationship management skills, Team Management, sound knowledge in Branch Banking.
  • In-dept knowledge of Bangladesh Bank regulations and guidelines on classified loans and provisions and recovery of all irregular, classified/money suit a/c.
  • Bhulta Branch

Branch Manager Operation

The Farmers Bank Ltd
03.2015 - 04.2015
  • Quick customer service & customers quires.
  • Correspondent with Head Office & Bangladesh Bank.
  • Processing of all kinds of credit proposal, analysis of Financial Statements.
  • Selection of borrower, project evaluation.
  • Documentation of loans and advances.
  • Recovery of all irregular, classified/money suit a/c.
  • Follow-up with the borrowers of regular, irregular, classified and money suit a/c
  • Issue of Bank Guarantee(Local)
  • Preparation of all statements and other periodical statements for Head Office/Bangladesh bank.
  • Bhulta Branch

Retail Banking Division
12.2014 - 03.2015
  • Scrutinize documents for Retail Loans forwarded by different branches.
  • Initiating Office Note, EC Memo, Board Memo of Retail Loans.
  • Issue Sanction / Decline Letter of loan proposal.
  • Monitoring Branches.
  • Regular inspection in different Branches and Site visit of the clients as & when required
  • Providing liability position and different statements as Bangladesh Bank as required.
  • Any other miscellaneous duties assigned by the Divisional Head.

Shyampur Branch
04.2014 - 12.2014
  • General nking
  • Credit
  • Marketing
  • Client Service

Human Resources Division

The Farmers Bank Limited
04.2014 - 04.2014
  • Joined in The Farmers Bank Limited as on April, 27, 2014 in Human Resource Division as Officer and transferred to Shyampur Branch as on April 29, 2014.

Officer

UCBL
- 09.2006
  • Worked in different branches in UCBL as Officer till September 2006.

Education

Masters - Social Science in Public Administration

University of Chittagong
01.1996

Bachelor - Social Science in Public Administration

University of Chittagong
12.1993

Skills

Retain Deposit Strategy, Sales Strategy, Marketing Strategy, Corporate Deposit, Cash Management, High Level Customer Relationship Management, Branch Management, Crisis Management, Risk Management, Consumer Landing, Recovery Strategy, Fund Management, Sound Interpersonal communication, skills, Time Management, Negotiation Skills, Fast learning, Multitasking, Stress Management, Microsoft Word Document, Internet Browsing, Banking Software, etc

References

Asadul, Mostofa, Additional Director, asadul.mustafa@bb.org.bd, 01933758224, Department of Foreign Exchange, Bangladesh Bank, Head Office, Motijheel C/A, Dhaka, 1000

Accomplishments

  • I am happy to share that, Bhulta Branch was known as one of the best Branch of Padma Bank PLC till I was assigned there. Procured several crores of new corporate deposit from Dockyard Engineering Works Ltd, Narayangong, during Covid-19 period as on June 15, 2020 to strength Banks deposit growth
  • Turned over the Branch from loss Branch to profit Branch in the year 2015.
  • Balanced deposit growth 50% in corporate deposit and 50% percent in retail deposit.
  • Took initiative to reopen RTGS and BFTN to recover bank’s confidence to different banks and customers after the disaster of The Farmers Bank LTD.
  • Remitted BDT 88.00 crores to Treasury Division, tenure –June 2018 to June 30,2019.
  • Maintained Advanced Deposit ratio from 110 percent to 72 percent.
  • Initiate to open 1st (first) Agent Banking Outlet at Akhalia under Bhulta Branch jurisdiction in the year 2020.
  • Took a vital role by remitting Cash Remittance to Head Office, Treasury Division along with different Branches in Dhaka City to meet up daily cash of the Bank in the crisis period.
  • Initiate to open 5th (fifth) ATM Booth of The Farmers Bank in the year 2016.
  • Full and final settlement of 05 (Five) NPL accounts of BDT 4.80 crore ( Four crore eighty lacs ) after the disaster of The Farmers Bank Ltd.

Training

  • 19 (Nineteen) days training on Foundation Course on General Banking conducted by UCB Training Institute, Dhaka.
  • 19 (Nineteen) days course on Trade & Foreign Exchange by UCB Training Institute, Dhaka.
  • 1 (one) day course on Money Laundering & Presentation conducted by UCBL Training Institute.

Disclaimer

I hereby declare that the above-mentioned statements are true to the best of my knowledge.

Timeline

Senior Executive Officer

Padma Bank Ltd
08.2020 - 10.2020

Branch Manager & Senior Executive Officer

Padma Bank Ltd
04.2015 - 08.2020

Branch Manager Operation

The Farmers Bank Ltd
03.2015 - 04.2015

Retail Banking Division
12.2014 - 03.2015

Shyampur Branch
04.2014 - 12.2014

Human Resources Division

The Farmers Bank Limited
04.2014 - 04.2014

Officer

UCBL
- 09.2006

Masters - Social Science in Public Administration

University of Chittagong

Bachelor - Social Science in Public Administration

University of Chittagong

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A.K.M Niaz HasanBranch Manager