MS Office
AYONAVE BHATTACHARJEE
Relationship Officer-Credit In Charge
Block-B,Road-16,House-13,Shahjalal Uposhahar,Sylhet.
Summary
Experienced Senior Principal Officer at AB BANK PLC with expertise in loan budgeting and operational efficiency. Proven track record in enhancing branch portfolios through innovative loan processing and strong organizational leadership. Adept at fostering teamwork and adaptability, ensuring accurate credit assessments while protecting the bank's interests.
Overview
14
14
years of professional experience
2
2
Languages
Work History
Senior Principal Officer
AB BANK PLC.
09.2011 - Current
- Procurement of financials, verification of client’s business analyzing facts and figures of credit proposal.Proposal preparation for Head Office approval & Prima facie perusal on Legal aspects of Collateral Security.
- Marketing of different types of Loan products amongst existing and prospective client for generating revenue and enrichment of branch’s LDOs Portfolio.Regular visit to customers’ business for maintaining in depth Knowledge thereof and market study.
- Preparing credit proposals in respect of existing renewal and enhancement limits.Preparing monthly and quarterly statements and returns and submission to Head Office and Bangladesh Bank.
- Ensuring credit grades are accurate, Bank’s interest are Protected.Seeking assistance from CRM at the earliest if any adverse Trends in a customer’s financials are noticed.
- Collaborated closely with other senior leaders to develop corporate policies that aligned with the organization''s mission statement.
- All type of corespondents about overdue loan/BL/BLW loans with Head Office.CL reporting & BASEL-III. Monitoring an effective relationship with the liaison Head offices as well as the clients as per required.
- Co-ordinate CAM in court case .
- Preparing E-GP and Payorder loan for E-GP participation.
Education
Master of Business Studies - Accounting
National University
Madan Mohan University College,Sylhet 04.2001 -
Bachelors of Commerce - Accounting
National University
Madan Mohan University Sylhet. 04.2001 -
Higher Secondary School Certificate - Science
M.C College
Sylhet 04.2001 -
Secondary School Certificate - Science
Blue Bird High School
Sylhet, Bangladesh 04.2001 -
Skills
Loan Budgeting expertise
Additional Information
Working in 1st Private Commercial Bank AB Bank PLC since 2011 with sincerity and honesty.
Software
Fusion Banking
Equation Branch Server
E-GP
Interests
RotaryPast President of Rotary Club of Sylhet Royals
Recitation and Singing
Timeline
Senior Principal Officer
AB BANK PLC.
09.2011 - Current
Master of Business Studies - Accounting
National University
04.2001 -
Bachelors of Commerce - Accounting
National University
04.2001 -
Higher Secondary School Certificate - Science
M.C College
04.2001 -
Secondary School Certificate - Science
Blue Bird High School
04.2001 -
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