Mohammad Nuruddin

§ Manager of the branch

§ Accountable for overall business portfolios & supervision of the branch

§ Overall business & performance and Supervision of the Branch

§ Adhere to high ethical standards and comply with all regulations/applicable laws

§ Ensure Customer service excellence & address employee satisfaction issue

§ Network buildup to improve presence of the branch as well as reputation of the branch

§ Rollout and implement the business plan, conduct follow up to attain the planned business target

§ Ensure new business development in co-ordination with HO & regular customer visit

§ Identify areas of improvement & propose corrective actions that will meet leverage growth

§ Ensure cross selling of products to existing customer with involvement of digital tools

§ Follow up of stressed account to minimize NPL risk & position of the branch

§ Bring out the best of branch's personnel by providing training, coaching, development, motivation

Ensure exercise of the responsibility of BAMLCO.

§ Manager Operations of the branch

§ Execution of other duties as and when required by management or Line Manager.

§ Preparing credit proposals in light of credit analysis, credit risk, assessing ICRRS & credit requirements of the customer etc.

§ Structuring credit facilities, identifying potential credit risks, mitigating risk factors, analyzing Risk Weighted Assets etc.

§ Completing Mortgage Formalities, Redemption & Revocation.

§ Oversee the Credit Portfolio of approximating five hundred accounts.

§ Regular Monitoring of Clients’ Limit Positions, visiting customers to assess their credit need and corresponding to the competent authority of the bank.

§ Coordinating with Credit Administration Unit of Head Office for accomplishment of proper documentation and disbursement. Supervising for submission of different statements to Head Office, Bangladesh Bank & Other regulatory bodies as and when required.

§ Recovery, Monitoring & Supervision of credit portfolio.

§ Preparing credit proposals in light of credit analysis, credit risk, assessing ICRRS & credit requirements of the customer etc.

§ Structuring credit facilities, identifying potential credit risks, mitigating risk factors, analyzing Risk Weighted Assets etc.

§ Regular Monitoring of Clients’ Limit Positions, visiting customers to assess their credit need and corresponding to the competent authority of the bank.

§ Coordinating with Credit Administration Unit of Head Office for accomplishment of proper documentation and disbursement. Supervising for submission of different statements to Head Office, Bangladesh Bank & Other regulatory bodies as and when required.

§ Recovery, Monitoring & Supervision of credit portfolio.

§ Bank Guarantee Issuing, E-GP, Issuing line of credit etc.

§ Member of branch business development committee and all sorts of co- operations are extended for target achievement.

§ Maintaining relationship with the corporate clients for sustainable business growth .

§ Relationship Manager of Corporate Clients (Abul Khair Group, Kabir Group, Stitch Tone Apparels Ltd. & Lingerie World Ltd.)

§ SWIFT Operations, LC opening (Cash LC, DP LC, UPAS LC, Back to Back LC), LC Lodgement, Shipping Guarantee Issuing, Completing Add Confirmation Procedures, Opening & Adjusting of PAD, LTR, EDF Loan, Time Loan accounts etc.

§ Checking of Export LCs, Lien of Export LC, EXP Certification, Advance TT, Purchasing & Discounting of Foreign and Local Bills.

§ Cash incentive analyzing, scrutinizing foreign documents & finding discrepancies etc.

§ Bangladesh Bank Online Monitoring System Posting, Maintaining all registers, records, documentation as per guidelines and custodian of security documents.

§ Bank Guarantee Issuing, E-GP, Issuing line of credit etc

§ LC opening (Cash LC, DP LC, UPAS LC, Back to Back LC), LC Lodgement, Shipping Guarantee Issuing , Completing Add Confirmation Procedures, Opening of PAD, LTR, Time Loan accounts etc.

§ Checking of Export LCs, Lien of Export LC, EXP Certification, Advance TT, Purchasing & Discounting of Foreign and Local Bills.

§ Scrutinizing foreign documents & finding discrepancies etc.

§ Maintaining all registers, records, documentation as per guidelines and custodian of security documents.

§ Execution of other duties as and when required by management or Line Manager.

§ Maintaining relationship with the corporate clients for sustainable business growth .

§ Member of branch business development committee and all sorts of co- operations are extended for target achievement.

§ Manager Operations as additional duties, off and on, along with my current portfolio of Credit and Foreign Trade In-charge.

Jamuna Bank Ltd, Anderkilla Branch, Chattogram: May, 2013 to May, 2015.

§ In-charge of Foreign Trade Department from March,2014 to May, 2015

§ Relationship Manager of Provita Group & Epica International, corporate clients of the branch.

§ Relationship Manager of Well Group, a 100 % export oriented garments industry and one of the corporate clients of the branch.

§ LC (Cash /DP/UPAS/Back to Back) Opening & Retirement, Completing Add-Confirmation procedures, Re-imbursement Authorization etc

§ SWIFT Operations, Export Bills Negotiation (Local & Foreign), EXP issuing, PRC Issuing etc.

§ LC opening (Cash LC, DP LC, UPAS LC, Back to Back LC), LC Lodgement, Shipping Guarantee Issuing , Completing Add Confirmation Procedures, Opening of PAD, LTR, Time Loan accounts etc.

§ Checking of Export LCs, Lien of Export LC, EXP Certification, Advance TT, Purchasing & Discounting of Foreign and Local Bills.

§ Scrutinizing foreign documents & finding discrepancies etc.

§ Maintaining all registers, records, documentation as per guidelines and custodian of security documents.

§ Preparing Term Loan & Continuous Loan proposal analyzing strengths and weakness.

§ Loan Disbursement, Documentation, Recovery, Monitoring & Supervision.

§ Various statements for Head Office, Bangladesh Bank, & Other Regulatory Bodies.

§ Maintaining customers relationship in the branch domain along with the corporate clients for positive business growth .

§ Online Reporting to Bangladesh Bank.

§ Monthly return submissions to Bangladesh Bank and other regulatory bodies.

§ Maintaining all registers, records and documentation as per guidelines.

§ Worked in General Banking, Credit & Foreign Trade Department during probation period as per banks/FIs policy .

§ In-charge of General Banking Department from April 2012 to April 2013.

§ Customer Service, Account Opening, Clearing , Accounts, Remittance.

§ Preparing various sorts of credit proposal such as Consumer Credit, Working Capital Requirement Credit , Term Loan, Continuous Loan, SME etc.

§ Preparing Various Statements of Credit & Foreign Exchange Department.

§ Completed research, compiled data, updated spreadsheets, and produced timely reports.

§ Sorted and organized files, spreadsheets, and reports and maintained all registers, records and documentation as per guidelines.

§ Interacted with customers by phone, email, or in-person to provide information.

§ Analyzed problems and worked with teams to develop solutions.

§ Analyzed purchase & accounting Procedures.

§ Monitored Production Processes & Quality Control Systems.