Farhana Yeasmin Bipasha

Regulatory Engagement & Oversight

• Liaison with Regulators: Acting as the primary point of contact for regulatory agencies on all AML matters, promptly responding to inquiries, and ensuring timely communication.
• Staying Updated on Regulations: Continuously monitoring changes in AML laws and regulations to ensure the company's policies and procedures are updated accordingly, and remain compliant.

Transaction Monitoring & Due Diligence

• Monitoring Transactions: Continuously monitoring customer transactions to identify potentially suspicious or unusual activity that may indicate money laundering, fraud, or other financial crimes.
• Conducting Enhanced Due Diligence (EDD): Performing detailed investigations on high-risk customers, which include verifying their identity, understanding their business activities, and assessing the source of funds.
• Risk Assessment and Monitoring: Identifying and evaluating potential money laundering risks associated with specific customers and transactions, then implementing appropriate risk mitigation strategies.
• Reporting Suspicious Activity: Filing Suspicious Transaction Reports (STRs) with the relevant authorities when necessary, ensuring full compliance with all AML regulations.

Adverse Media Screening & Analysis

• Adverse Media Screening: Conducting searches across various media sources (e.g., news articles, social media, regulatory filings) to identify negative information related to clients, counterparties, or the company itself.
• Risk Assessment (Adverse Media): Evaluating the severity and potential impact of adverse media findings on a client's risk profile, and the company's overall risk exposure.
• Enhanced Due Diligence (EDD) for Adverse Media: Initiating EDD procedures for clients flagged by adverse media findings, involving more in-depth investigation and analysis of the client's background and activities.
• Reporting Suspicious Activity (Adverse Media): Identifying and reporting any suspicious activity or potential violations of AML regulations based on adverse media findings.

Program Effectiveness & Improvement

• Auditing and Testing: Conducting regular audits and testing of the AML program to ensure its effectiveness and identify areas for improvement.

• Assist sellers and buyers in marketing and purchasing property for the right price under the best terms.
• Performed comparative market analysis to estimate properties’ value.
• Promoted sales through advertisements.

• Managed client bank accounts, including opening and closing accounts.
• Recommended and explained banking services and products to clients.
• Collaborated with other banking professionals to ensure high-quality client service.