Forkan Ahammad

Creditworthiness assessment: Analyzing financial data and credit reports to evaluate potential and existing customers.

creditworthiness

Credit policy development: Creating and implementing credit policies and procedures to minimize financial risk.

Credit limits and payment terms: Establishing credit limits and payment terms for customers based on their creditworthiness and payment history.

Loan approval and rejection: Approving and rejecting loans based on available data.

Loan interest rates: Calculating and setting loan interest rates.

Loan terms negotiation: Negotiating the terms of a loan with new clients.

Loan compliance: Ensuring all loans and lending procedures comply with policy and regulation.

Loan payment monitoring: Monitoring loan payments and bad debts.

Record maintenance: Maintaining records of all company loans.

1. Manged Branch operations and led the Loans and Advances Department, ensuring day to day functions.

2. Appointed as Branch Anti Money Laundering Compliance Officer, maintaining strict adherence to regulatory standards.

3. Proactively selected prospective clients, fostering strong relationships to drive business growth.

4. Provided insightful oversight of branch potentiality, identifying opportunities for expansion and profitability.

5. Expertise Foreign Remittance Management, General Banking and local Remittance.

6. Overlooking Branch Administration as per head office rules and regulations.