MD.SAJADUL KARIM KALLAL
Dhaka
Summary
A results-driven banking professional with 7.5 years of experience in relationship management, sales, and financial analysis. Adept at developing strong client relationships, identifying business opportunities, and driving profit growth. Skilled in assessing creditworthiness using financial tools and techniques, enhancing customer experience, and fostering stakeholder engagement. Possesses a forward-thinking approach to banking, staying ahead of emerging trends to maximize efficiency both individually and within a team. Seeking a dynamic role in your prestigious bank to leverage expertise and contribute to sustainable business growth.
Overview
7
7
years of professional experience
Work History
Relationship Manager (PO)
Brac Bank PLC
04.2024 - Current
- Department: Medium Business
- SME Banking Division
Responsibilities:
- Built and maintained relationships with new and existing clients while providing high level of expertise.
- Consistently exceeded quarterly sales goals by cultivating a strong network of professional contacts and referrals.
- Responded to customer inquiries and resolved complaints to establish trust and increase satisfaction.
- Achieved goals for sale of bank products and services and exceeded performance metrics for customer service.
- Developed and cultivated lucrative relationships with both new and existing clients through effective communication and exemplary interpersonal skills.
- Strengthened client relationships by actively listening to their needs and providing tailored financial solutions.
- Identified new business opportunities through diligent market research and analysis, contributing to increased revenue growth.
- Provided exceptional customer service, resolving issues promptly and maintaining client trust throughout the resolution process.
- Maintained knowledge on banking products and distribution to provide optimal service support.
- Help customers to onboard for import LC
- Provide Letter of Credit Facility to Import Based customers
Associate Relationship Manager (SO)
Brac Bank Limited
04.2021 - 03.2024
- Department: Emerging Corporate
- SME Banking Division
Relationship Officer (RO)
Brac Bank Limited
09.2017 - 03.2021
- Department: Emerging Corporate
- SME Banking Division
Education
MBA - Finance
East West University
Dhaka,Bangladesh01.2016
BBA - Finance
East West University
Dhaka,Bangladesh01.2014
Higher Secondary Certificate - Science
Thakurgaon Government College
Thakurgaon, Bangladesh01.2009
Secondary School Certificate - Science
Thakurgaon Riverview High School
Thakurgaon, Bangladesh01.2007
Skills
- Customer Relationship Management
- Business proposal & Documentation
- Financial Analysis
- Loan Management
- Collection & Recovery
- Commercial Banking
- Business Development
- Sales & Marketing
- Credit Assessment
- Business Planning
- Time Management
- Working with Microsoft Office(advance)
- Excellent time management skills
- Interpersonal skills
- Forward-thinking
- Compliance, banking laws and regulations
Extra-Curricular Activities
Attended Five days Training Program on Entrepreneurship development and CMSME Financing arranged by BIBM on 05/01/23 Attended Day long training on Small Enterprise Refinance Scheme for Women Entrepreneur arranged by Brac Bank Ltd on 06/01/23 Attended 'Skill Development Program'- a six-week training program which is arranged by the career counseling center of East West University, Trained by (Debases Sarkar from Evolve 360, India) Attend the 'Presentation Skill Development Program,' a two days program which was arranged by the Business club of East West University Worked as a volunteer in Red Crescent Society, Thakurgaon Attended International Youth Summit(IYS) on Sustainable Youth Development, 2016, Dhaka, Bangladesh
Personal Information
- Father's Name: Md. KKhairul Alam
- Mother's Name: Rowshon Ara Begum
- Date of Birth: 10/11/90
- Nationality: Bangladeshi
- Marital Status: Married
Major Duties
- Client and market survey to find the potential customer to achieve individual asset sales targets
- Manage relationships with new and potential clients to bring new business and manage the existing portfolio.
- Analysis of financial status (profit and loss a/c, balance sheet, cash flow, and ratio) to evaluate the creditworthiness of the client
- Analysis of the entrepreneur, guarantor, and other security
- Implement monitoring and collection measures
- Help customers to onboard for import LC
- Provide Letter of Credit Facility to Import Based customers
Travelling , Driving Bike
Travel & Adventure
Passionate about exploring new destinations and experiencing diverse cultures. Traveled across various cities in Bangladesh, including Sylhet, Sreemangal, Thakurgaon, and Khagrachhari, through bike riding, embracing the thrill of adventure and the beauty of nature. Additionally, traveled to the Maldives with my wife, experiencing its breathtaking islands and vibrant marine life.
Languages
English
Professional Working
Hindi
Limited Working
Bengali
Native or Bilingual
Timeline
Relationship Manager (PO)
Brac Bank PLC
04.2024 - Current
Associate Relationship Manager (SO)
Brac Bank Limited
04.2021 - 03.2024
Relationship Officer (RO)
Brac Bank Limited
09.2017 - 03.2021
MBA - Finance
East West University
BBA - Finance
East West University
Higher Secondary Certificate - Science
Thakurgaon Government College
Secondary School Certificate - Science
Thakurgaon Riverview High School
Similar Profiles
MD.HABIB-UL-BASHER MD.HABIB-UL-BASHER null
Lead Software Developer at Brac Bank PLCLead Software Developer at Brac Bank PLC
Md HasanMd Hasan
RRelationship Executive at Brac Bank PlCRRelationship Executive at Brac Bank PlC
Rifa Tamanna TomaRifa Tamanna Toma
Relationship Officer at Brac Bank PLCRelationship Officer at Brac Bank PLC
MD ASHEKUL ARIFIN PATWARYMD ASHEKUL ARIFIN PATWARY
ACTING HEAD OF HR & SENIOR MANAGER at Bangladesh Finance PLCACTING HEAD OF HR & SENIOR MANAGER at Bangladesh Finance PLC
Dipon RoyDipon Roy
Facilities and Protocol at Independent University, BangladeshFacilities and Protocol at Independent University, Bangladesh