Mohammad Abu Sayeed Khan Mostak
Dhaka,Bangladesh
Summary
Intend to work in a challenging and competitive environment where a strong sense of responsibility and commitment is required; where the dignity of work provides job satisfaction, and the place of work provides potential avenues for learning, developing and achieving the level of hierarchy.
Visionary Senior Principal known for high productivity and efficient task completion. Possess deep expertise in strategic planning, leadership development, and operational excellence. Excel in communication, problem-solving, and adaptability, ensuring seamless integration of initiatives and fostering strong team dynamics.
Overview
14
14
years of professional experience
Work History
Senior Principal Officer & Branch Manager
IFIC Bank PLC
Dhaka
08.2026 - Current
- Achievement as Branch Manager, North Brook Hall Road Branch(Non-AD):
- Recovered 30.00M cash from NPL, enhancing branch financial stability.
- Deposit BDT 200.00 million since joining in IFIC Bank PLC, North Brook Hall Road Branch.
- Facilitated onboarding process for 7 importers in LC business.
- Processed 20 SME Loan Files to Meet the Yearly target.
- Supervised 7 Uposhaka to uphold bank policies.
Senior Principal Officer & Branch Manager
IFIC Bank PLC
Dhaka
02.2025 - 08.2026
- Achievement as Branch Manager, Nawabpur Road Branch(AD):
- Expanded business portfolio by BDT 600 million in retail loans (home loans, SME, and other loans) and increased deposits by BDT 960 million since joining IFIC Bank PLC, Nawabpur Road Branch.
- Exceeded all business targets for 2025 and achieved 'Very Good' rating in APA for the same year.
- Recovered BDT 60 million in non-performing loans (NPL) in 2025 at IFIC Bank PLC, Nawabpur Road Branch, Dhaka.
- Managed BDT 1790 million in letter of credit (LC) business throughout 2025.
- Maintained non-performing loans (NPL) at 3% by implementing effective collection strategies.
- Supervised five Uposhaka, ensuring operational efficiency and profitability.
Principal Officer & Branch Manager
IFIC Bank PLC
Dhaka
10.2021 - 02.2025
- Achievement as Branch Manager, Dania Branch Branch:
- Expanded business portfolio by BDT 1,000 million in retail loans (home loans, SME, and other loans) and increased deposits by BDT 1,620 million since joining IFIC Bank PLC, Dania Branch.
- Met all business targets for 2022, 2023, and 2024, earning 'very good' rating in APA for the same years.
- Achieved all Business targets for the year 2022, 2023 & 2024 & obtained very good in APA for the year 2022, 2023 & 2024.
- Kept NPL 0% in IFIC Bank PLC, Dania Branch, Dhaka.
- Strengthened the branch's local MARKET Presence and reputation by successfully executing financial literacy initiatives & impactful community outreach programs.
- Enhanced branch's local market presence and reputation through execution of financial literacy initiatives and community outreach programs.
Senior Officer & Operation Manager
IFIC Bank PLC
Sirajganj
09.2020 - 10.2021
- Expanded business portfolio by BDT 850 million at IFIC Bank PLC, Belkuchi Branch.
- Successfully achieved deposit goals by fostering client relationships and promoting services. targets through customer engagement at IFIC Bank PLC. and Reached profit targets by implementing effective financial strategies at IFIC Bank PLC. for 2020 and 2021.
- Achieved deposit and Attained profit goals by optimizing operational efficiency and customer service. in 2020 and 2021.
Officer & Credit Administration -Branch
IFIC Bank PLC
Sirajganj
02.2018 - 09.2020
- Achievement as Officer & Credit Administration -Branch:
- Started my Loans & Advance portfolio at Belkuchi Branch where at the time of starting there was huge classified loan approximately 35% & branch was in loss position. Within two years we were able to reduce the branch NPL at 15% and branch able to earn profit.
- Monitored credit activity to assess risk and establish customer relationships.
- Demonstrated knowledge in asset management, outward clearing, and customer service for loans & advances.
- Initiated a comprehensive business plan to identify and select target markets.
- Resolved customer queries and complaints through effective communication and problem-solving..
- Managed and monitored daily operations of Credit Administration division, ensuring compliance and efficiency.
- Recommended credit limits based on assessments and liquidity studies of collateral.
- Assessed credit creditworthiness of the customer.
- Maintained detailed and organized documentation related to research and analysis of extensive amounts of data, and utilized information to develop and present complex reports.
Junior officer (cash)
IFIC Bank Limited
01.2013 - 01.2018
- Role & Responsibility:
- Compiled cash transaction reports for manager review
- Managed cash receipts and payments
- Generated cash-related reports
- Generated cash-related reports for financial analysis
Education
Professional Qualification - JAIBB (Banking Diploma Part-I)
The Institute of Bankers, Bangladesh
Educational Qualification - MSc Statistics
Jagannath University.
Educational Qualification - BSC Statistics
Jagannath University.
Educational Qualification - HSC Science
Goalundo Kamrul Islam Collage
Educational Qualification - SSC Science
Goalundo proper high school
Skills
- Branch operations
- Relationship management
- Credit risk analysis
- Letter of credit
- Deposit mobilization
- Portfolio management
- Team leadership
- Strategic planning
- Problem solving
- Effective communication
- Negotiation skills
- Strategic leadership
- Proficient in Microsoft Word, Microsoft Excel, Microsoft Power Point, Outlook
- Multitasking
- Team collaboration
- Team building
- Employee oversight
Training Obtained:
- TRAINING/WORKSHOP/SEMINAR ATTENDED:
- (1) Training on "Prevention of Money Laundering & Combating Financing of Terrorism" IFIC Bank HR Development & Training Institute, Dhaka. 1 days
- (2) Training on "Transaction Services" IFIC Bank HR Development & Training Institute, Dhaka 5 days
- (3) Training on "Basics of Banking" IFIC Bank HR Development & Training Institute, Dhaka 11day
- (4) Training on "Basic Course on Credit Management" IFIC Bank HR Development & Training Institute 42 day
- (5) Training on "Integrated Supervision System (ISS)" IFIC Bank HR Development & Training Institute 05 Days
- (6) Leading Team Jointly organized by Malaysian Institute of Management &IFIC Training Institute 02 days
- (7) Core Empowerment Jointly organized by Malaysian Institute of Management &IFIC Training Institute 02 days
- (8) Training on "Digital Banking Services" IFIC Bank HR Development & Training Institute 01 day
- (9) Land & Loan documentation IFIC Bank HR Development & Training Institute 03 days
- (10) Training on "Workshop on "Gender Equality" IFIC Bank HR Development & Training Institute 01 day
- (11) Training on "Risk Management" IFIC Bank HR Development & Training Institute, Dhaka. 01 day
- (12) Training on "Effective Branch Management" IFIC Bank HR Development & Training Institute, Dhaka. 03 days
- (13) Training on "Training on Islamic Banking Operations" IFIC Bank HR Development & Training Institute, Dhaka 01 days
- (14) Tanning on Preparation CIB 4 & SBS 3 Statement Bangladesh Bank, Dhaka 02 days
- (15) Tanning on Classification of Loans & Advances Bangladesh Bank, Dhaka 02 days
- (16) Training on Islamic Banking Product & Process (Deposit Product)" IFIC Bank HR Development & Training Institute, Dhaka. 01 days
- (17) "Prevention of Money Laundering & Combating Financing of Terrorism with the particular focus on Trade Based Money Laundering & Credit Backed Money Laundering" IFIC Bank HR Development & Training Institute, Dhaka. 01 day
Timeline
Senior Principal Officer & Branch Manager
IFIC Bank PLC
08.2026 - Current
Senior Principal Officer & Branch Manager
IFIC Bank PLC
02.2025 - 08.2026
Principal Officer & Branch Manager
IFIC Bank PLC
10.2021 - 02.2025
Senior Officer & Operation Manager
IFIC Bank PLC
09.2020 - 10.2021
Officer & Credit Administration -Branch
IFIC Bank PLC
02.2018 - 09.2020
Junior officer (cash)
IFIC Bank Limited
01.2013 - 01.2018
Professional Qualification - JAIBB (Banking Diploma Part-I)
The Institute of Bankers, Bangladesh
Educational Qualification - MSc Statistics
Jagannath University.
Educational Qualification - BSC Statistics
Jagannath University.
Educational Qualification - HSC Science
Goalundo Kamrul Islam Collage
Educational Qualification - SSC Science
Goalundo proper high school