Mostaque Ahmed
Fatullah, Narayanganj ,Narayanganj
Summary
Dedicated Islamic banking professional with 12 years of diversified experience across Shari'ah-based investment operations, compliance, internal control, SME & Agri finance, documentation and risk management. Strong track record of ensuring Shari'ah compliance, reducing audit objections, strengthening investment quality and supporting regulatory alignment. Skilled in maintaining operational excellence at both branch and Head Office levels within Islamic banking frameworks.
Overview
12
12
years of professional experience
Work History
Junior Assistant Vice President (JAVP)
Shahjalal Islami Bank PLC. Dhaka Main Branch
Dhaka, Bangladesh
12.2024 - Current
- Improved Shari'ah-based investment processing through streamlined documentation, limit loading & disbursement activities.
- Strengthened investment portfolio quality through proactive monitoring and recovery, ensuring income protection and compliance with Islamic investment guidelines.
- Ensured accuracy in executing Mortgage, IGPA & Redemption procedures.
- Enhanced business opportunities through relationship management and targeted client engagement.
Junior Assistant Vice President (JAVP)
Shahjalal Islami Bank PLC., Internal Control & Compliance Division, HO
, Bangladesh
12.2020 - 12.2024
- Successfully resolved Bangladesh Bank inspection objections by coordinating with branches & HO units, improving overall audit readiness.
- Increased compliance accuracy by reviewing policies for alignment with updated Bangladesh Bank regulations and Core Risk Management guidelines.
- Improved inspection turnaround time by maintaining CRMR reports and regulatory files with zero discrepancies.
- Enhanced branch compliance culture through detailed surprise inspections and evidence-based reporting.
- Strengthened board-level reporting by preparing precise audit findings for the Audit Committee.
Executive Officer (EO)
Shahjalal Islami Bank PLC, SME& Agri Investment Division, HO
, Bangladesh
07.2018 - 12.2020
- Improved SME investment portfolio quality by conducting accurate risk-based appraisals and security assessments.
- Increased recovery rate among overdue and women entrepreneur portfolios through structured follow-up and monitoring.
- Enhanced decision-making for senior management by preparing detailed MIS reports.
- Aligned SME products with regulatory guidelines by participating in PPG and policy revision initiatives.
First Executive Officer (FEO)
Shahjalal Islami Bank PLC. Kawran Bazar Branch
Kawran Bazar, Bangladesh
05.2015 - 07.2018
- Ensured zero documentation errors in loan files through meticulous document preparation and verification.
- Supported branch business growth through customer engagement under Shari'ah-compliant offerings.
- Maintained full regulatory compliance by implementing audit recommendations and monitoring policy adherence.
- Reduced loan processing time by optimizing investment appraisal and approval coordination.
Management Trainee Officer (MTO)
Shahjalal Islami Bank PLC
Kawran Bazar, Bangladesh
11.2013 - 05.2015
- Enhanced customer experience through efficient service delivery and quick resolution of account and transaction issues for Islamic banking products.
- Increased branch operational accuracy by ensuring error-free account opening, cheque clearing & online transactions.
- Supported remittance growth by managing inward/outward remittance operations effectively.
Education
MBA - Marketing
Institute of Business Administration (IBA-JU)
M.A. - Applied Linguistics
Jahangirnagar University
B.A. (Hons.) - English
Jahangirnagar University
Skills
- Shari'ah-compliant Investment Operations
- Documentation & Securities Management
- Islamic Investment Administration & Monitoring
- Islamic Banking Compliance & Regulatory Reporting
- SME/Corporate Investment Appraisal
- Internal Control & Risk Management
- Customer Relationship & Service Excellence
Disclaimer
I solemnly declare that all information stated in this resume is correct and I take full responsibility for its accuracy.
Training
- Sharia'h Compliance in Islamic Banking - SJIBTA
- Core Risk Management in Banking - SJIBTA
- Investment Operations & Management - SJIBTA
- Project Appraisal and Financing - SJIBTA
- Online Banking for Non-IT Executives - BIBM
- Loan Operations with Issues of Risk, Security and Recovery - Institute of Training Innovative Management and Technical Education (INTIMATE)
- Relationship Management, Marketing Techniques and Negotiation Skills - SJIBTA
- Procedure of Investment Classification, Write-off, Rescheduling and Investment Classification Reporting - SJIBTA
- Foundation Training on Banking - IBB Training Academy
References
- Mr. Mohammed Ashfaqul Hoque, FCA, FCS, Senior Executive Vice President & Head Internal Control and Compliance Division, Shahjalal Islami Bank PLC, Gulshan Avenue, Dhaka, 1212, 01755556041
- Mr. Md. Arifur Rahman, Executive Vice President & Manager, Shahjalal Islami Bank PLC, Gulshan Avenue, Dhaka, 1212, 01839180645
Languages
Bengali
First Language
English
Advanced
C1
Timeline
Junior Assistant Vice President (JAVP)
Shahjalal Islami Bank PLC. Dhaka Main Branch
12.2024 - Current
Junior Assistant Vice President (JAVP)
Shahjalal Islami Bank PLC., Internal Control & Compliance Division, HO
12.2020 - 12.2024
Executive Officer (EO)
Shahjalal Islami Bank PLC, SME& Agri Investment Division, HO
07.2018 - 12.2020
First Executive Officer (FEO)
Shahjalal Islami Bank PLC. Kawran Bazar Branch
05.2015 - 07.2018
Management Trainee Officer (MTO)
Shahjalal Islami Bank PLC
11.2013 - 05.2015
MBA - Marketing
Institute of Business Administration (IBA-JU)
M.A. - Applied Linguistics
Jahangirnagar University
B.A. (Hons.) - English
Jahangirnagar University