Muhammed Tareq Hasan
73, Segun Bagicha, Dhaka
Summary
Dynamic banking professional with extensive experience at NCC Bank PLC, excelling in client relationship management and credit analysis. Proven track record in enhancing customer satisfaction and driving team performance through strategic planning. Adept at risk assessment, ensuring compliance, and managing loan portfolios to achieve organizational goals.
Overview
16
16
years of professional experience
Work History
AVP & Senior Realtionship Manager
NCC Bank PLC, Elephant Road Branch
Dhaka
12.2024 - Current
- Forging relationship banking with existing and prospective customers.
- Securing potential investment customers by providing tailored banking products and services.
- Submitting credit proposals to the appropriate divisions at Head Office.
- Directing team initiatives to enhance customer service quality at bank branch.
- Managing daily operational work, ensuring compliance with banking regulations and policies.
- Oversaw promotional campaigns for financial products, boosting customer engagement.
- Monitoring business portoflio on routine basis to ensure timely payment, utlization of credit line
- Executing risk management strategies to safeguard customer assets and bank resources.
FAVP & Relationship Manager
NCC Bank PLC, Dhanmondi Branch
07.2021 - 11.2024
- Completed day-to-day duties accurately and efficiently.
- Contributed innovative ideas and solutions to enhance team performance and outcomes.
- Promoted high customer satisfaction by resolving problems with knowledgeable and friendly service.
- Prioritized and organized tasks to efficiently accomplish service goals.
- Provided excellent service and attention to customers when face-to-face or through phone conversations.
- Assisted with customer requests and answered questions to improve satisfaction.
Senior Principal Officer
National Bank Ltd. Dhanmondi Branch
09.2019 - 06.2021
- Managed client relationships to enhance service delivery and satisfaction.
- Analyzed financial reports to identify trends and inform decision-making.
- Facilitated cross-departmental collaboration to optimize operational efficiency.
- Collaborated with senior management on long-term planning initiatives aimed at maximizing organizational growth.
Senior Principal Officer
National Credit & Commerce Bank ltd
11.2017 - 09.2019
- Analyzed credit data to assess risk and determine creditworthiness.
- Reviewed financial statements to identify trends and potential concerns.
- Prepared detailed credit reports for management review and decision-making.
- Monitored accounts for payment patterns and potential defaults regularly.
- Prepared periodic reports detailing overall portfolio performance and trends in delinquency rates.
Principal Officer
National Credit & Commerce Bank Ltd.
11.2014 - 10.2017
- Conducted thorough analysis of financial statements and market conditions to evaluate creditworthiness of small to medium-sized businesses.
- Performed on-site assessments, interviewing management teams and reviewing internal controls for validation of financial statements.
- Developed comprehensive credit reports and presentations for senior management, recommending loan approvals or denials.
- Collaborated with Relationship Managers to create tailored credit plans and monitor loan performance.
- Participated in development of credit policies and procedures, ensuring compliance with regulatory standards.
- Reviewed loan applications, providing insights to support informed credit decisions.
Senior Officer
National Credit & Commerce Bank Ltd.
04.2010 - 10.2014
- Reviewed and processed corporate client credit proposals received from various branches.
- Executed thorough credit analysis on corporate proposals during initial assessment phases.
Compiled office notes with scrutinized credit proposals, recommending actions to Head Office Credit Committee.
Informed relevant parties of credit committee decisions regarding approvals and declines. - Developed board memos for proposals recommended by HOCC for corporate clients.
Generated approval or decline letters for branches based on board directives. - Oversaw post-disbursement monitoring of approved loans periodically.
- Submitted compliance and risk-related reports to the apex governing body of the bank.
Officer
ONE Bank Ltd.
12.2009 - 04.2010
- Drafted of Bacck to Back LC
- Issued accetance of on receipt of commerical documents
- Maintained register of LC & acceptance
- Notified the customers for payment before due date
Education
MBA - General
University of Hull - Kingston Upon Hull
United Kingdom05.2008
BBA - Marketing
North South University
Dhaka, Bangladesh05.2003
HSC: Commerce -
Cantonment Public School & College
Chittagong, Bangladesh05.1998
SSC -
Collegiate School
Chittagong, Bangladesh05.1996
Skills
- Credit analysis and financial evaluation
- Effective communication
- Client relationship management
- Strategic planning and execution
- Regulatory compliance expertise
- Team leadership and collaboration
- Risk assessment and management
- Loan portfolio management
Social Media Link :
- Twitter (X) : mtareqhasan1979
- Linkedin : www.linkedin.com/in/mtareqhasan
- Instagram : tareq5724
References
- Mr. Nayan, Programme Director, DESHA (NGO), 01730084065
- Md. Nowshad Emkramullah, Senior Manager, Wholesale Banking, HSBC, 01717308767
Achievement
- Achievement of more than 163% of individual FDR targets for 2024 within seven months of the year.
- Successfully reduced the branch's audit compliance delinquency rate by 40% within 12 months
- Leading the campaign for achievement of CASA campaign target for the year 2023.
- Awarded the Professional Financial Analyst certification, underscoring expertise in financial analysis and credit management.
- Played a pivotal role in securing 20% growth in the branch's commercial loan portfolio within 02 years.
Training
- Banking Foundation Course, NCC Bank Training Institute (2010)
- Risk Management in Bank, BIBM (2014)
- Leadership Development Programme, NCC Bank Training Institute (2015)
- Credit Risk Management in Bank, NCC Bank Training Institute (2016)
- Credit Risk Grading Score, NCC Bank Training Institute (2017)
- International Credit Risk Rating (ICRRS), NCC Bank Training Institute (2019)
- Loan Documentation, Bdjobs.com (2019)
- Anti Money Laundering AML, NCC Bank Training Institute (2021)
- Transformation of Relationship Banking (2025)
Hobbies and Interests
Volunteering Community Service
Personal development or self-improvement
Pet care or animal welfare
Food and drink
Certifications
- AIBB, 2025
- JAIBB, 2024
- Professional Financial Analyst (ISMF-USA), 2024
Investment Portfolio:
- 2025, 653.00 crore
- 2024, 596.00 crore
- 2023, 525.00 crore
- 2022, 481.00 crore
Reference
- Mr. Nowshad Ekramullah, Partner, Earnest & Young (EY), Dhaka
- Mr. Shamsul Alam, Executive Director (ED), Socio Economic Health Education & Organization (SEHEO), Jhenaidhah
Timeline
AVP & Senior Realtionship Manager
NCC Bank PLC, Elephant Road Branch
12.2024 - Current
FAVP & Relationship Manager
NCC Bank PLC, Dhanmondi Branch
07.2021 - 11.2024
Senior Principal Officer
National Bank Ltd. Dhanmondi Branch
09.2019 - 06.2021
Senior Principal Officer
National Credit & Commerce Bank ltd
11.2017 - 09.2019
Principal Officer
National Credit & Commerce Bank Ltd.
11.2014 - 10.2017
Senior Officer
National Credit & Commerce Bank Ltd.
04.2010 - 10.2014
Officer
ONE Bank Ltd.
12.2009 - 04.2010
MBA - General
University of Hull - Kingston Upon Hull
BBA - Marketing
North South University
HSC: Commerce -
Cantonment Public School & College
SSC -
Collegiate School