S. M. AREFIN SHOVAN
2922, Block-L, Bashundhra R/A, Dhaka
Summary
Accomplished in leading trade finance operations at United Commercial Bank and Standard Chartered Bank, I bring a proven track record in enhancing compliance and risk management processes in Trade Service and Finance,. Expert in AML and credit risk management, my leadership significantly improved trade finance operational process, risk management and regulatory adherence. Skilled in financial consulting and fostering teamwork, I excel in driving operational excellence and customer satisfaction.
Overview
13
13
years of professional experience
Work History
First Assistant Vice President, Trade Finance Operation
United Commercial Bank
03.2018 - Current
- Supervise and review the document presentation, payment, discount and all other related transactions
- Analyse, review and monitoring of pre-shipment and post-shipment finance, working capital finance
- Follow the bank’s credit risk management policy and procedures and determine appropriate measures to minimize the impact of such risk
- Follow the bank’s policy and departmental compliance and risk control procedures when developing new customer relationships and accept transactions
- Follow the principles of Bank’s risk appetite, KYC policies and procedures when onboarding new customers
- Providing assistance to customers regarding regulatory guidelines and international trade laws
- Apply AML policies, procedures, practices and standards to maintain the orderly and transparent operation of trade finance transactions
- Detection of red flags and escalate to proper approval authorities
- Contribute to team development, effectiveness and success by sharing knowledge and good practice, working collaboratively with customer service and operation team
- Correspondence with Banks and other related parties of trade finance
- Supervision and monitoring of regulatory reporting
Assistant Manager, Trade Services
Standard Chartered Bank
06.2014 - 03.2018
- Lodgment, Retirement and Payment of import bills
- Credit bill Negotiation
- Export invoice financing
- Import invoice financing
- Duty financing
Executive Officer & Operation Manager
Bangladesh Commerce Bank Ltd.
04.2012 - 06.2014
- Act as Branch Anti Money Laundering Compliance Officer
- Supervision of all day-to-day operation of the branch
- Compliance on Internal & External Audit objections
- In charge of Loans and advance Department
Education
Masters in Bank Management -
Bangladesh Institute of Bank Management
National University, Bangladesh01.2012
B.Sc. Engineering - Chemical Engineering and Polymer science
Shahjalal University of Science and Technology
Sylhet, Bangladesh01.2008
Skills
- Certified Anti-Money Laundering Specialist
- Certified documentary credit specialist
- Financial consulting
- Financial statement analysis
- Credit Risk Management
- Analytical skills
- AML Compliance
- Know Your Customer
- Regulatory knowledge
- Investigation techniques
Affiliations
Association of Certified Anti-Money Laundering Specialist (ACAMS)
References
- Abu Jafar Mohammed Faisal, First Vice President, United Commercial Bank, email: abu.faisal@ucb.com.bd, +880816829890
- Dr. Toufic Ahmad Choudhury, Former Director General, Bangladesh Institute of Bank Management, Mirpur-2, Dhaka, 1216, email: toufic@bibm.org.bd.
Research
- Dissertation paper on 'Adoption of Mobile Banking in Bangladesh: Opportunities and Challenges'
- Research paper on 'Study on composite preparation of alkali treated cane fiber reinforced unsaturated polyester resin and investigation of their properties.'
Timeline
First Assistant Vice President, Trade Finance Operation
United Commercial Bank
03.2018 - Current
Assistant Manager, Trade Services
Standard Chartered Bank
06.2014 - 03.2018
Executive Officer & Operation Manager
Bangladesh Commerce Bank Ltd.
04.2012 - 06.2014
Masters in Bank Management -
Bangladesh Institute of Bank Management
B.Sc. Engineering - Chemical Engineering and Polymer science
Shahjalal University of Science and Technology