Summary
Overview
Work History
Education
Skills
Certification
Projects
Awards
Accomplishments
Timeline
Generic
SHAHED HASAN KHAN

SHAHED HASAN KHAN

Dhaka

Summary

Visionary Executive with a proven track record in credit risk management and portfolio analytics. Proven Expertise in driving risk-based pricing strategies and enhancing regulatory compliance. Renowned for leveraging strong communication skills to optimize retail asset growth and improve lending outcomes through innovative solutions.

Overview

18
18
years of professional experience
1
1
Certification

Work History

Vice President

Mutual Trust Bank
06.2020 - Current
  • Lead the design and implementation of risk-based strategies to support retail product campaigns, ensuring alignment between profitability, risk appetite, and customer segmentation.
  • Drive data-backed portfolio segmentation using analytics to optimize campaign outcomes, and balance volume with yield.
  • Oversee the retail collection function, with an emphasis on feedback loops into pricing and product structures, improving customer affordability modeling, and delinquency forecasting.
  • Execute champion-challenger frameworks to test and refine underwriting rules and risk policies, driving continuous improvement in lending outcomes.
  • Streamline and modernize policy documentation to enhance usability, with a specific focus on embedding decision rules into policy frameworks.
  • Monitor and interpret economic, market, and competitive trends to guide development strategies.
  • Conduct regular policy reviews and gap analyses, recommending timely updates to pricing logic and risk controls based on performance insights and market dynamics.
  • Identify and escalate high-risk credit approval scenarios, ensuring oversight of risk-return trade-offs in lending decisions.
  • Department Head, Retail Lending Policy, and Collection – Credit Risk Management.
  • Portfolio Review: Risk Analytics and Reporting.

Unit Head, Credit Risk Management – Retail Banking

BRAC Bank Ltd.
01.2018 - 06.2020
  • Evaluated product-level risk and market competitiveness to support development of pricing-related risk models.
  • Engaged in operational risk management activities to reinforce risk mitigation strategies through relevant committees.
  • Conducted compliance monitoring to ensure adherence to defined risk appetite and implemented key risk indicators.
  • Collaborated with Product and Business teams to align pricing policies with compliance standards and customer affordability.
  • Performed financial analysis and reporting to facilitate informed credit approval decisions.

Credit Manager – Consumer Banking

Standard Chartered Bank, Bangladesh
07.2007 - 01.2018
  • Analyzed financial data to assess risk of offering PL and mortgage credit to businesses and individuals based on local parameters and group guidelines.
  • Evaluated current portfolio performance within business segments to inform strategic decisions.
  • Provided insights for credit and pricing strategies in retail lending by analyzing market trends and portfolio performance.
  • Defined approval thresholds, pricing guidance, and exception management strategies to optimize portfolio risk and profitability.
  • Approved secured and unsecured products including mortgage, auto loans, Islamic personal finance, and credit cards per Delegation of Authority.
  • Contributed to automation of underwriting processes and implementation of decision engines for standardized evaluations.
  • Compiled and submitted quarterly financial highlights to Bangladesh Central Bank, analyzing data for credit and collection strategy improvements.
  • Presented monthly Key Performance Indicators, Operational Excellence data, and Capacity Planning reviews based on forecasts.

Education

Bachelor of Business Administration - Finance & Accounting

Independent University, Bangladesh
01.2005

Higher Secondary Certificate - Commerce

Dhaka Commerce College
01.2000

Secondary School Certificate - Science

Motijheel Govt. Boys High School
01.1998

Skills

  • Retail asset growth
  • Credit risk management
  • Portfolio analytics
  • Risk-based pricing strategy
  • Lending policy reengineering
  • Regulatory compliance
  • Digital lending solutions
  • Mathematical and analytical skills
  • Microsoft Office proficiency
  • Communication and negotiation skills

Certification

  • Credit Risk Management Course, April 2017
  • Great Managers Program, March 2016
  • Key compliance and anti-money laundering course, April 2012
  • Bureau and Scoring Course, October 2011
  • Elements of banking, May 2008
  • Consumer Credit Course, August 2008
  • Training on human-centered design, June 2019

Projects

Worked on the CPV digitization project through the CPV App

Worked with the MTB Digital retail loan project 'Torit Reen'

Lead the risk-based pricing models for retail loan products 

Paving the way for multiple successful campaign launches, I worked on the Score development project for BRAC Bank's retail products

Working on the Collection Management System (CMS) project at MTB 

Designed data-driven MIS dashboards to monitor portfolio performance across segments

Awards

CEO’s Award – 3 Consecutive Years for outstanding contribution to retail banking growth and strategic impact., Awarded with “Business Excellence Award” by the Standard Chartered Group in 2017.

Accomplishments

  • Received Charman's Award at MTB in 2023
  • Received the MD's award for two consecutive years
  • Received Standard Chartered Group Award for delivering remarkable performance in achieving the lowest TAT in 2016

Timeline

Vice President

Mutual Trust Bank
06.2020 - Current

Unit Head, Credit Risk Management – Retail Banking

BRAC Bank Ltd.
01.2018 - 06.2020

Credit Manager – Consumer Banking

Standard Chartered Bank, Bangladesh
07.2007 - 01.2018

Bachelor of Business Administration - Finance & Accounting

Independent University, Bangladesh

Higher Secondary Certificate - Commerce

Dhaka Commerce College

Secondary School Certificate - Science

Motijheel Govt. Boys High School

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SHAHED HASAN KHAN