Shams Md. Ziaul Hoque

• At present I have been working in Bank Asia Ltd., Islamic Banking Window, Bank Asia Bhaban Branch as First Assistant Vice President & Head of Islamic Banking Window since 1st July, 2020. Before appointed as Head of Window, I had worked as Manager operations of same Islamic Banking Window. Besides, I have been transferred from Principal Office to my Current work station as Executive Officer on 1st July, 2014.
• I have also worked in Principal Office Branch, Islamic Banking Window as an Executive Officer up to 30th June, 2014. Moreover I had also been working as Manager Operations (2nd Officer) of Islamic Banking Window. Before Executive Officer, I have joined as a Senior Officer since 2010

Ø Job Responsibilities ( As Head of Window) :

Ø Oversaw a team of eight bankers that executed all sales activities; Business Development of Branch, obtained Profit Target of window/Branch, established and achieved sales goals through effective sales management techniques. Trained, and mentored staff on client profiling, conducting sales meetings and closing deals.

Ø Directed and successfully increased the commercial Investment portfolio, specializing in financial analysis and overall credit evaluation. Consistently eliminated technical exceptions to meet regulatory agency compliance requirements for assigned Investment/loan portfolio. Assisted Branch Operations Manager and Lending Officers in the underwriting, analysis, and approval of commercial Investment/loan requests.

Ø Established Investment/loan review audit procedures to enhance quality of Investment/loan portfolio.

Ø Secured past due Investment/loan payments and resolved payment delinquency issues.

Ø Planned and implemented strategic goals that kept our bank within the budget of expenses. Turnover, losses, sales volume, and profit.

Ø Develop a strategy to acquire new clients to boost the branch business. Investment/Advance of the Bank’s fund as per guidance and instructions given by Head Office

Ø Mobilization of deposit and business and leading a marketing team

Ø Increase the customer base through marketing and business developments

Ø Focus on Non-Funded business, SME/Consumer/Retail / Mid Market loans & advances and maintain the quality.

Ø Develop strategy to recover NPL (if any) and ensure no new NPL

Ø Act as Head of Window / Branch investment / Credit Committee and utilize due diligence and

prudence in sanctioning any financial facility under Branch delegation

Ø Job Responsibilities ( As Manager Operations) :

Ø Preparing and reporting of various accounts related information/statement to the concerned authority.

Ø Preparation of monthly & yearly Target/Budget for our Window.

Ø Checking, signing, passing and maintenance of daily vouchers/instruments and cancellation of cheque and other financial instrument.

Ø Daily compliances all activities of the Window as BAMLCO.

Ø Maintaining and supervision of cash management as well as monitoring of cash counter services.

Ø Checking of Investment Proposal and forwarding thereof to the competent authority.

Ø Documentation checking against investment.

Ø Checking of deal set and disbursement of investment limit to the clients.

Ø Close monitoring and follow up the investment client.

Ø Checking of statements properly and sending thereof in time to concerned authority.

Job Responsibilities (As Trade Finance Officer) :

Ø Checking of Letter of Credit after issuance, Document Checking, Lodgment of import documents, Operation of SWIFT etc.

Ø Export Bill Purchase (Local), Negotiation, Vouchering and other activities related to Foreign Trade Transaction.

Ø Preparing and reporting of various accounts related information/statement to the concerned authority

Ø Any other activities as and when required by HOB/Head of Window.

• Company Overview: Elephant Road Branch
• Website: [Not provided]
• Supervising all kinds of Account opening, FDR Issue & Encashment
• Payment Order Issue & Encashment, Transferring funds, Providing A/C Balances
• Various types of certificate preparation, Western Union Money Transfer Processing and Other General Banking related activities
• Export Bill Purchase (Local), Negotiation, Vouchering and other activities related to Foreign Trade Transaction
• Issuance of Letter of Credit, Lodgment & Retirement of import documents, LTR creation, disbursement & adjustment etc
• Elephant Road Branch
• Website: [Not provided]

• Company Overview: Islamic Banking Branch
• Website: [Not provided]
• All kinds of Account opening, Issuance of Cheque Books, Local Drafts
• Preparing the statements of CTR/STR Processing, Clearing (Outward & Inward)
• Providing Bank statement to the clients
• Western Union Money Transfer Processing and Other Transactions and Other General Banking related activities
• Islamic Banking Branch
• Website: [Not provided]