Shekhar Suresh Ettam
Pune
Summary
To strive for excellence in the field of finance, continuously explore diverse areas within the domain, and acquire knowledge that contributes to both personal and professional growth within the organization.
Overview
22
22
years of professional experience
Work History
Assistant Manager – RCU
Tyger Capital Pvt. Ltd (Formerly Adani Capital Pvt. Ltd.)
ROM, Maharashtra
09.2024 - Current
- Prepare and manage daily/monthly RCU MIS reports.
- Ensure volume handling within defined TATs.
- Coordinate with Credit, Operations, Branch Managers & Sales Teams.
- Handle vendor management for 3 major vendors; verify monthly bills.
- Conduct fraud investigations, customer visits & high-value case reviews.
- Profile verifications for Pre-login cases – HL, LAP, MSME.
- NPA, EWS case site visits and escalations to Central Team.
Location Manager – RCU
Kogta Financial (I) Ltd
ROM, Maharashtra
04.2021 - 09.2024
- Maintained daily/monthly MIS and ensured timely RCU report delivery.
- Profile verification for CV, LCV, MCV, LAP, MSME products.
- Asset verification visits to Repo Yards.
- Investigation of EDNS and fraud cases with reports to Credit & Sales.
- Conducted quarterly training sessions & surprise audits across branches.
Assistant Manager – RCU
Kotak Mahindra Bank Ltd.
Pune, Maharashtra
01.2018 - 04.2021
- RCU MIS preparation and coordination with agencies to maintain TAT.
- Fraud investigations for TFE, RA, CD, ABG products.
- Repo Yard visits and audits for multiple product lines.
- Monthly rejection reports for TFE and RA.
- Conducted monthly Gold Loan audits in Pune cluster.
- Maintained MIS and handled sampling for Car (KMPL) Dept.
- Prepared vendor bills and maintained ISO audit records.
Senior Executive – RCU
TVS Credit Services Ltd.
Pune, Maharashtra
08.2014 - 01.2018
- Managed daily/monthly MIS and priority coordination with agencies.
- Verified profiles for Used Tractor & Car Loans, fraud investigations.
- Repo Yard visits and fraud resolution across Maharashtra.
- Regular reporting to credit & authorization managers.
- Managed ISO audit documentation & vendor billing.
PAMAC Finserve Pvt. Ltd.
Pune, Maharashtra
06.2012 - 07.2014
- Handled sampling & PD for Mortgage, BL, PL, CD.
- Investigated fraud across retail loan products.
- Maintained case records and coordinated with sales/credit teams.
- Conducted dealer audits and managed sampling for Standard Chartered Bank.
Sampler & Back-End Executive
Truth Finder Services Pvt. Ltd.
Pune, Maharashtra
04.2008 - 05.2012
- Carried out sampling and fraud investigations for LAP, PL, AL, Credit Cards.
- Reported feedback to credit teams and maintained MIS documentation.
Back-End Executive
PAMAC Finserve Pvt. Ltd.
Pune, Maharashtra
04.2003 - 04.2008
- Data entry and quality check for HL & PL files.
- Coordinated disbursement processes and liaised with credit/sales teams.
Education
B. Com -
Shivaji University
01.2008
HSC - undefined
Camp Education Junior College
01.1998
SSC - undefined
Camp Education High School
01.1996
Skills
- Fraud Detection & Investigation
- Pre/Post Login Verification
- Risk Mitigation & TAT Management
- MIS Reporting & Documentation
- Vendor Management & Billing
- Branch/Repo Yard Audits
- Cross-functional Team Coordination
- ISO & Internal Audit Compliance
- Loan Products: HL, LAP, MSME, CV, PL, BL, CD, TFE, RA
Languages Known
Telugu
Hindi
Marathi
English
Timeline
Assistant Manager – RCU
Tyger Capital Pvt. Ltd (Formerly Adani Capital Pvt. Ltd.)
09.2024 - Current
Location Manager – RCU
Kogta Financial (I) Ltd
04.2021 - 09.2024
Assistant Manager – RCU
Kotak Mahindra Bank Ltd.
01.2018 - 04.2021
Senior Executive – RCU
TVS Credit Services Ltd.
08.2014 - 01.2018
PAMAC Finserve Pvt. Ltd.
06.2012 - 07.2014
Sampler & Back-End Executive
Truth Finder Services Pvt. Ltd.
04.2008 - 05.2012
Back-End Executive
PAMAC Finserve Pvt. Ltd.
04.2003 - 04.2008
HSC - undefined
Camp Education Junior College
SSC - undefined
Camp Education High School
B. Com -
Shivaji University