Rokib Ahmed Robin

For Bank Affairs

• Maintain and monitor LCs, import transactions, bank guarantees with existing banks.
• Coordinate with discounting banks for smooth LC operations.
• Manage project financing & working capital loans for the company.
• Explore and arrange new financing facilities from different banks.
• Develop and maintain strong relationships with bank officials & senior management.
• Possess strong market knowledge of Cement, Agro-food and LPG sector competitors. Conduct financial activity analysis to support future investment decisions.
• Oversee the international trade transaction cycle from order to settlement.
• Provide banks with accurate financial data & reports for loan approvals.
• Assess the creditworthiness of banks & financial institutions.
• Conduct risk assessments on financing facilities to ensure covenant compliance.
• Monitor and mitigate credit risks, collateral coverage, and repayment timelines.
• Prepare and submit credit proposals, financial ratios & risk grading reports.
• Maintain all dealer/corporate bank guarantees, LC, imports & MES bank records.
• Ensured timely settlements & compliance in all international trade activities.

For Credit Risk Management

• Customer/Dealer Credit Evaluation
• Credit Limit Management
• Outstanding & Overdue Monitoring
• Co-ordination Between Sales & Finance
• Security Documentation Management
• Risk Assessment & Mitigation
• Reporting to Management
• Policy & Compliance Assurance

• Company Overview: It's a Garments Chemical Organization
• Achieved sales and collection targets by maintaining client relationships and closely monitoring customer credit ageing.
• Managed all LCs, imports, and bank guarantees related to chemical trade, ensuring timely documentation and compliance.
• Conducted competitor product analysis and identified market opportunities to enhance product positioning.
• Implemented measures to detect and prevent fraudulent clients, ensuring company security and profitability.
• Focused on customer service excellence, ensuring high product quality, timely delivery, and dispute resolution.

• Maintain total sales compliance policy and also legal support to organization.
• Maintain strong relationships with corporate & dealer clients and managed secured & unsecured credit portfolio.
• Administered all Bank Guarantees, Import LCs, and MES Bank Guarantees efficiently.
• Monitored credit ageing, client code creation, area allocation, credit limit update, and security documentation.
• Reviewed client documentation and prevented fraudulent activities through proper investigation and actions.
• Worked as ERP team to developed the ERP System with company.
• To Worked as a Team leader of ERP team to implement total sales and accounting solution from company side.

• Fully worked on banking sales product to different level of customer Retail, SME & Corporate.
• Ensuring top quality of customer service to the Existing and potential customers, Maintaining service Quality of customer service.
• Different types of Retail, SME and Corporate loan file preparing & processing and disbursement and card sales.
• Depth knowledge on Core Banking Software (FINACLE & ABABIL).
• Progressive sales & marketing expertise.
• Working in a busy retail environment as a customer service assistant in a Bank.
• Depth knowledge on SME & Retail Credit.

• Fully worked on banking sales products for different levels of customers: Retail, SME, and Corporate.
• Ensuring top quality of customer service to existing and potential customers, maintaining the service quality of customer service.
• Different types of retail, SME, and corporate loan file preparation, processing, disbursement, and card sales.
• Progressive sales and marketing expertise.
• Working in a busy retail and SME environment as a customer service assistant in a bank.
• Possess a sound knowledge of the product and process of the Bank.
• Deep knowledge of SME and retail credit.

• Achieved monthly and yearly sales targets by promoting retail loans (personal loan, home loan, auto loan), and deposit products (savings, FDR, DPS, CASA accounts).
• Acquired and onboarded new customers through field visits, referrals, and corporate campaigns.
• Cross-sold liability and asset products to maximize revenue per customer.
• Maintained strong customer relationships to ensure retention, and repeat business.
• Ensured compliance with bank policies and Bangladesh Bank regulations in all sales activities.
• Coordinated with branch and product teams to design and execute sales campaigns.

• • Achieved monthly and yearly sales targets by promoting Retail Loans (Personal Loan, Home Loan, Auto Loan) and.
  • Acquired and onboarded new customers through field visits, referrals, and corporate campaigns.
  • Maintained strong customer relationships to ensure retention, and repeat business.
  • Ensured compliance with bank policies and Bangladesh Bank regulations in all sales activities.
  • Coordinated with branch and product teams to design and execute sales campaigns